Square Invoices· Guide & comparison

Square Invoices review 2026: features, pricing and Toolcie alternative

A complete guide to Square Invoices, real user pros and cons, and a feature-by-feature comparison with Toolcie. Everything you need before choosing your invoicing software.

What is Square Invoices?

Square Invoices is the invoicing module built into Square's broader payment platform. It is available in a handful of countries including the US, Canada, the UK, and Australia, and is primarily aimed at small businesses and freelancers who already use Square hardware or payment processing.

The free tier lets you send unlimited invoices and estimates with no monthly fee. Payments are processed exclusively through Square, with a per-transaction fee on each online payment. A paid Plus plan unlocks custom templates, multi-package estimates, and lower processing rates.

Square Invoices works through a web browser or the Square mobile app. There is no dedicated desktop application for Windows or Mac.

How to create an invoice in Square Invoices

Creating an invoice in Square Invoices is straightforward from the dashboard or the mobile app:

  1. 1Sign in to your Square Dashboard or open the Square app.
  2. 2Navigate to Invoices and click "Create invoice".
  3. 3Select an existing customer or enter their details.
  4. 4Add line items: description, quantity, and unit price.
  5. 5Set payment terms, a due date, and any applicable tax.
  6. 6Send the invoice by email. Your client pays online through Square.

Square Invoices does not offer a real-time PDF preview. You see a form view while editing, and the client sees the rendered invoice only after it is sent. Custom templates are only available on the Plus plan.

How to create an estimate in Square Invoices

Estimates follow the same flow as invoices in Square:

  1. 1Open Invoices and switch to the Estimates tab.
  2. 2Click "Create estimate" and select your client.
  3. 3Add your line items, set a valid-until date, and include any notes.
  4. 4Send the estimate by email. The client can approve it online.
  5. 5Once accepted, convert it to an invoice (auto-convert is available on the Plus plan).

Multi-package estimates (letting clients choose between options in a single document) are only available on the Plus plan — section subtotals and inline images are not supported at any plan level.

Square Invoices pricing in 2026

The three available plans and what each one includes.

Square Invoices
Free$0.00/month

Unlimited invoices & estimates, 2.9% + $0.30 per online card payment

Plus$20.00/month

30-day free trial, custom templates, multi-package estimates, lower processing fee

PremiumCustom pricing

Sales tax automation, dedicated account manager

Square Invoices review: strengths and weaknesses in 2026

An honest analysis, not a sales pitch.

What we like

  • Free plan with unlimited invoices and estimates, no monthly fee
  • Seamless integration with Square POS for businesses already on Square hardware
  • Mobile app for invoicing on the go
  • Online payment collection built in, with automatic reminders for overdue invoices

The limitations

  • All payments must go through Square, with no option to connect other processors
  • No real-time PDF preview before sending a document
  • No multi-currency support, limiting use for international clients
  • Partial payment tracking is not supported, frustrating for project-based billing

Feature-by-feature comparison

See what each tool offers, feature by feature.

FeatureSquare InvoicesToolcie
Documents
Invoices & estimatesUnlimited (Free)Unlimited (Pro) / 3 or 10 (Free/Basic)
Real-time PDF preview
Multi-section estimates with subtotals
Inline images in documents
Client-selectable optional sections
Multi-dimensional units (L × W × H…)
Multi-package estimatesPlus plan
Convert estimate to invoicePlus plan (auto-convert)From Basic
Recurring invoicesFrom Basic
Deposit invoices
Contacts & Items
Contact directory20 Free / Unlimited from Basic
Multiple contacts per company
CSV import & export
Inventory management
Customization
White-label (no software branding)Plus planFrom Basic
Multi-currency
Custom templatesPlus plan15 templates
Multilingual documents
FR / EN
Signature & Payments
Electronic signatureFrom Basic
Online payment methodsSquare ecosystem only (card, ACH, Apple Pay, Google Pay)30+ methods
Online quote acceptanceFrom Basic
Partial payment tracking
Collaboration & Access
Multiple usersTeam members supported1 (Free/Basic) / 1–25 (Pro) / Unlimited (Enterprise)
Read-only users (free)
From Basic
Role & permission management
Pro
Real-time collaborative editing
From Basic
Platform
Mobile app (iPhone & Android)
Desktop app
AvailabilityUS, Canada, UK, Australia, Japan, IrelandWorldwide

Why choose Toolcie?

The differences that actually matter day to day.

30+ payment methods, not locked to one processor

Square Invoices only accepts payment through Square's own payment network. Toolcie integrates with more than 30 international and local payment methods, so your clients can pay by card, bank transfer, or local wallet without any obligation to use a specific processor.

Structured estimates your clients can actually navigate

Toolcie lets you build estimates with multiple independent sections, each with its own subtotal, and include images directly in line items. Optional sections let clients select what they want before you convert to an invoice. Square Invoices offers basic multi-package estimates on the Plus plan, but has no section subtotals, inline images, or client-selectable options.

Real-time PDF preview before you send

As you edit a document in Toolcie, you see the exact PDF your client will receive, updated instantly without generating a file. Square Invoices does not offer a live preview: you have to save or download the document to check the final layout before sending.

Results that speak for themselves

Join the professionals who save time every day

+2,000

Professionals

Freelancers, trades, and small businesses trust Toolcie

+800,000

Documents created

Quotes and invoices generated with Toolcie

×3

Time saved on admin

On quote and invoice creation

They love Toolcie

Professionals from every industry share their experience

Great app, especially for a craftsperson wanting to send quotes and invoices from the workshop or a job site. The cloud is reliable, the interface logical, and it runs on smartphone and tablet.

TR

Tobias R.

Arts & crafts · Self-employed

I mainly use it for monthly invoices and quotes. Converting a quote to an invoice automatically and tracking everything through the dashboard are genuinely useful.

NJ

Noura J.

Media · Self-employed

Simple to use day to day for writing and sending invoices to clients. Saving a customer profile and their items works very well for a small business.

MD

Michaël D.

Construction · Self-employed

Transparent pricing, no surprises

Compare the plans and their value for money.

Square Invoices
Free$0.00/month

Unlimited invoices & estimates, 2.9% + $0.30 per online card payment

Plus$20.00/month

30-day free trial, custom templates, multi-package estimates, lower processing fee

PremiumCustom pricing

Sales tax automation, dedicated account manager

Toolcie
Free$0/mo

No Toolcie branding, no time limit

Basic$8/mo

Annual, e-signature included

Pro$14/mo

Annual, up to 25 users

EnterpriseOn request

14-day free trial · No credit card · Cancel anytime

Start for free

Frequently asked questions

Everything you need to know before choosing

The most practical difference is payment flexibility. Square Invoices only accepts payments through Square's processing network. Toolcie supports over 30 payment methods independently. On the document side, Toolcie offers multi-section estimates with subtotals, inline images, and client-selectable options, none of which are available in Square Invoices. Toolcie also has a desktop app and real-time PDF preview, both absent from Square.

Yes, there is no monthly subscription fee on the Free plan. You pay a processing fee only when a client pays online. The trade-off is that basic features like custom templates and auto-convert of estimates to invoices require the Plus plan. Toolcie also offers a free plan with no time limit, plus a 14-day trial with no credit card required to test all features.

No. Square Invoices is available via browser and mobile app, but there is no dedicated desktop application. Toolcie is available on Windows, Mac, and Linux as an installable app, as well as on iPhone, Android, and via any web browser.

Square Invoices is available in a limited number of countries, including the US, Canada, the UK, Australia, Japan, and Ireland. Toolcie works worldwide with no geographic restriction.

Yes, Square Invoices includes an e-signature feature for estimates and contracts. Toolcie also supports electronic signatures, compliant with eIDAS (EU), ESIGN, and UETA (US). In Toolcie, e-signatures are available from the Basic plan.

No. Several Square Invoices users have noted that partial payment tracking is not supported, which makes it difficult to manage projects where clients pay in installments. Toolcie supports partial payment recording on any finalized invoice.

You can export your contacts and items from Square as CSV files and import them into Toolcie. During import you'll need to map the CSV column headers to Toolcie fields. Your existing Square invoices can be downloaded as PDFs for your records.

No. Electronic signature is available from the Basic plan. The Free plan already includes creating quotes and invoices, real-time PDF preview, email delivery, and multi-section estimates.

Start your 14-day free trial

Join more than 2,000 professionals who save time every day with Toolcie.

Free plan available. No credit card required. Cancel anytime.

Square Invoices vs Toolcie: two different philosophies

Square Invoices is built as an extension of Square's payment ecosystem. It works well for businesses that already use Square for in-person payments and want a connected invoicing tool at no extra monthly cost. Toolcie is a standalone invoicing platform: it supports over 30 payment methods independently, has no hardware tie-in, and is designed for businesses that want full control over their invoicing workflow regardless of how their clients pay.

Toolcie, the recommended alternative to Square Invoices

For businesses that need structured estimates, Toolcie offers features unavailable in Square Invoices at any plan level: multi-section estimates with per-section subtotals, inline images, client-selectable optional sections, and a real-time PDF preview. White-label branding and electronic signature are available from the Basic plan. Square reserves custom templates and multi-package estimates for its paid Plus plan, while Toolcie includes comparable features from the start.

Payment processing: the key difference between Square Invoices and Toolcie

Square Invoices routes all payments through Square's processing network. This works seamlessly if your clients pay by card or ACH in the US, but limits flexibility for international clients or businesses that want to offer local payment methods. Toolcie integrates with more than 30 payment methods, giving your clients more ways to pay. Toolcie doesn't add any processing fees on top of standard rates — the available payment methods depend on which options you activate in your account.

Estimate and quote features: what Square Invoices doesn't offer

Square Invoices lets you send estimates and convert them to invoices, with multi-package options on the Plus plan. However, it has no support for section subtotals, inline product images, or optional sections that clients can choose from before accepting. Toolcie is built for these use cases from the ground up: section groups with subtotals, embedded images in line items, multidimensional units for trades that bill by area or volume, and optional sections your clients can select or deselect before signing.

Square Invoices or Toolcie: choosing the right tool

Square Invoices is a good fit for small businesses in the US that already use Square's POS hardware and want a free, connected invoicing layer with minimal setup. Toolcie is better suited to freelancers, service businesses, and trades that need more control over document layout, want to offer multiple payment options independently, or need features like partial payment tracking, multi-currency billing, and a desktop app alongside mobile.

The information on this page is based on publicly available data from Square Invoices's website and independent third-party sources. It is reviewed regularly but may have changed. For official information, visit squareup.com.